Freezing Your Credit Helps Secure Your Finances

Adam Clark Estes explains how freezing your credit lines can guard against data breaches .

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Mobile Usage May Be Evaluated by Lenders

Matt Hamblen observes that Kenyan lenders evaluate potential borrowers based on their mobile phone usage , a practice that may be coming to the United States. Those who have older phones requiring frequent charging are deemed to be less creditworthy than those who can afford new phones.

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Another Person May Have Been Assigned Your SSN

Katherine Noyes cautions readers that "some 40 million SSNs are associated with multiple people ", citing a 2010 press release from ID Analytics. Noyes suggests that U.S. citizens should periodically request a free credit report and review the data for unknown or inaccurate entries.

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